Is HDFC Credit Card Free?

What is the billing cycle for HDFC credit card?

Billing cycle –This is the 30-day period for which the statement is generated.

It is the period between two consecutive statement dates.

The Credit Card bill is a reflection of the transactions made during the billing cycle, apart from the interest penalty and late payment fee (if any)..

What happens if I only pay the minimum payment on my credit card HDFC?

The unpaid minimum amount due of the previous statements will be added to the cardholder’s current minimum amount due including the outstanding exceeding the cardholders credit limit. … The minimum amount due to be paid is generally 5% of the total amount due.

How can I get free HDFC credit card?

The mandatory documents required for applying an HDFC lifetime-free credit card are:A copy of the PAN card.A copy of the ID proof.A copy of the address proof.A copy of the salary slips for the last 6 months.A copy of Form 16.A passport-size photograph.

Is HDFC credit card life time free?

Lifetime Free Credit Card – Get Credit Cards with No Annual Fee | HDFC Bank.

Is Neft free in HDFC?

Private lender HDFC Bank has made online transactions through RTGS and NEFT free of cost, with an aim to promote a digital economy. … For NEFT transactions of over Rs 2 lakh, there was a fee of Rs 25. However, any NEFT or RTGS transaction carried out at the bank branch will be payable.

Which is the most premium HDFC credit card?

Best Premium Card: HDFC Diners Club Black Card 2,100,000 to be considered. Its excellent bonuses nicely cancel out the card’s annual fees. On all retail spend (excluding fuel), you’ll earn a top-of-market 3.33% back (5 points per Rs.

What happens if I overpay my credit card balance HDFC?

When you overpay your credit card bill, it remains in your credit card account which can be used for future purchases. However, if you want to claim a refund, you will have request it in form of writing or contact the customer care over phone for refunding.

Which is best credit card in HDFC?

Best HDFC Credit Cards in India 2020JetPrivilege HDFC Diners Club: Unlimited lounge access.HDFC Bank Diners Club Miles Card: Up to 6 international airport lounge visits.HDFC Bank Regalia First Card: 8 domestic airport lounge visits, 8% rewards rate on domestic travel.

Can I have 2 HDFC credit card?

Getting approved for Multiple HDFC bank credit Cards: So having 5 Lakh or more limit on a single card increases your chances of holding multiple credit cards from HDFC, usually limited to maximum of 2 cards per person.

Which credit card has no annual fees in India?

Best Lifetime Free Credit Cards in India 2020Best No-Annual Fee Credit CardsFuelTata Star Titanium1% on retail & fuel, 3% on groceries & shoppingFee WaiverBOB Financial SelectRs. 250 monthly bonus, 1.25% on online shopping, dining, utilitiesPromotionHSBC Visa Platinum5x rewards up to 15,000 points (Rs. 3,450)6 more rows•Sep 16, 2020

What is the maximum limit of HDFC credit card?

HDFC Business Platinum Credit Card Limit: 25,000 – 1,50,000. HDFC Business Moneyback Credit Card Limit: 25,000 – 1,50,000. HDFC Business Regalia Credit Card Limit: Rs. 2 Lakhs – Rs.

Is there any charges for HDFC credit card?

Many HDFC bank credit cards may have an annual or renewal fee of up to Rs 500. Another fee is the cash advance fee which you need to pay if you take a cash advance from an ATM on your credit card. The cash advance fees are at 2.5 percent and a minimum of Rs 500, which is billed to the card member in the next statement.

What is the minimum amount for HDFC credit card?

The minimum amount due on your HDFC credit card is 5% of the total outstanding amount on the card or Rs. 200, whichever is higher. Also, if there are any EMIs or unpaid dues from the previous statements, those will be added to your current outstanding and hence your minimum amount due also increases.

Can I withdraw money from HDFC credit card?

HDFC Credit Card cash withdrawal facility allows the cardholder to withdraw cash from any ATM using his credit card. One can withdraw only up to the maximum available cash limit on his card. HDFC credit card cash withdrawal also attracts some fees and charges.

How do I choose a credit card?

Decide what you’ll use the card for. … Determine whether you’ll be carrying a balance. … Look at your spending habits. … Consider the type of rewards most useful to you. … Determine what type of credit card is right for you. … Review the key terms and fees. … Decide whether paying an annual fee makes sense.More items…

Which bank credit card is best?

List of 10 Best Credit Cards in India for 2020Top 10 Credit CardsAnnual FeeBest Suited ForHSBC Cashback Credit CardNilShoppingStandard Chartered Super Value Titanium Credit CardRs. 750Shopping and CashbackHDFC Regalia Credit CardRs. 2,500Travel and DiningAmazon Pay ICICI Bank Credit CardNilShopping6 more rows•3 days ago

How can I increase HDFC credit card limit?

Apply for new card – This is the easiest way for Credit Card limit increase. Applying for a new, upgraded card will automatically give you a limit increase. You can choose from a wide variety of cards, preferably ones that give you additional Credit Card benefits compared to your existing card.

Which is the best free credit card?

Best Lifetime Free Credit Cards in India 2020ICICI Instant Platinum Credit Card.HSBC Visa Platinum Credit Card.Standard Chartered Priority Visa Infinite Credit Card.Citibank Rewards Domestic Credit Card.SBI Unnati Credit Card.ICICI Amazon Pay Credit Card.Kotak Royale Signature Credit Card.More items…•