Question: Can A Car Title Be In One Name And Insured In Another?

Do I need a v5 to insure my car?

If your insurer wants to see your V5C, it doesn’t usually have to be the original document.

You can just send them a copy.

If the insurance company does need to see your V5C, they won’t always ask for it straight away..

Can my son drive my car if he doesn’t live with me?

If you’re the parent who isn’t listing the child on your car insurance, your child can still drive your car and be covered by your insurance. It works just as if you had a friend borrow your car. If your child drives your car frequently, talk to your insurance company to see if you can add him or her to your policy.

Can a car be registered in one name and insured under another?

Generally, you can only get car insurance under a more experienced driver’s name when that person is the primary driver of the vehicle. … You can insure a car that isn’t registered to your name if you’re the primary driver of the vehicle.

Can you insure a car if you’re not the registered owner?

Buy your own insurance policy Just be sure to tell insurance providers that you’re not the car’s owner or registered keeper when you apply. Add yourself as a named driver on the car owner’s policy. Named driver insurance lets the policy holder add an additional driver – in this case, you – to their policy.

Can you be main driver on a car you don’t own?

In some circumstances, yes, you can insure a vehicle you don’t own, but it’s difficult to become the primary policyholder on a car that’s not yours. And it’s extra tricky to get coverage if you don’t live with the vehicle’s owner. (We can help you easily compare car insurance quotes.)

Can two people insure the same car?

Car insurance in the UK is based around the principle of ‘restitution in full’. … Since insurance companies communicate with one another to prevent fraud, you’ll never end up with two pay-outs. As such, having two insurance policies in place isn’t illegal – as you’ll only ever receive the full insured amount, never more.

Can I insure a car for just one month?

A one month car insurance policy is perfect for so many everyday tasks. It offers the same comprehensive coverage as an annual policy, but its flexible duration means you only pay for when you need it.

What happens when you get pulled over in a friend’s car?

When your friend explains that they borrowed your car, the officer will write a ticket directed at the driver—not the vehicle itself. They may also request to speak to you (to make sure that the car isn’t stolen). This means your friend has to pay the ticket and any applicable points would be on their license.

What if I hit a deer in someone else’s car?

File a claim You are still responsible for the damage. In the instance of colliding with a deer, the owner of the car would need to have Comprehensive Coverage on their vehicle to cover damage to the vehicle itself. The deductible will follow the owner of the vehicle.

Can a car be registered to one person and insured by another Ireland?

Yes, you can insure a vehicle registered in your own name or the name of your spouse, partner or co-habitant, or a lease company under a minimum 12 month lease. If the vehicle is registered to anyone else we cannot provide a quote.

Can I insure a car if the log book is not in my name?

Yes, you can take out a separate car insurance policy on someone else’s car. … It’s worth shopping around though, as not all companies will sell you main driver car insurance if you’re not named on the car’s DVLA registration certificate (DVLA V5C).

What happens if you wreck someone else’s car?

If you get into an accident driving someone else’s car, the owner of that vehicle will be responsible for any damages. If the owner of the vehicle has an auto insurance policy, their coverage will be responsible for paying out the claims, but you’re taking a risk if you drive an uninsured vehicle.

Can my guest drive my car?

Usually, yes — your car insurance coverage should extend to anyone else driving your car. … So if you lend your car to your best friend, your sister or even your second cousin, your insurance is most often the insurance that will pay in the event of an accident.